/* Base reset via classes only */
.page_html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
  max-width: 100%;
  overflow-x: hidden;
  box-sizing: border-box;
}

.page_body {
  max-width: 100%;
  overflow-x: hidden;
  box-sizing: border-box;
}

/* Class-based box sizing reset */
.page_html,
.page_body,
.disclosure_banner,
.preloader_overlay,
.preloader_text,
.header_container,
.header_inner,
.header_logo_link,
.header_logo,
.nav_container,
.nav_list,
.nav_item,
.nav_link,
.mobile_menu_button,
.hamburger_icon,
.hamburger_line,
.header_cta_button,
.main_content,
.hero_section,
.hero_inner,
.hero_content,
.hero_heading,
.hero_text,
.hero_image_wrapper,
.hero_image,
.primary_button,
.section_heading,
.section_subheading,
.cards_grid,
.finance_card,
.card_icon,
.card_title,
.card_text,
.steps_container,
.step_item,
.step_number,
.step_content,
.step_title,
.step_text,
.faq_container,
.faq_item,
.faq_question,
.faq_icon,
.faq_answer,
.disclaimer_box,
.disclaimer_title,
.disclaimer_text,
.affiliate_cta_section,
.affiliate_cta_heading,
.affiliate_cta_text,
.external_link_note,
.content_section,
.content_heading,
.content_text,
.content_list,
.content_list_item,
.content_strong,
.two_column,
.two_column_media,
.two_column_text,
.column_image,
.legal_content,
.legal_heading,
.legal_text,
.contact_info,
.contact_label,
.contact_value,
.email_link,
.cookie_overlay,
.cookie_inner,
.cookie_heading,
.cookie_text,
.cookie_buttons,
.cookie_button,
.thankyou_modal,
.thankyou_content,
.thankyou_heading,
.thankyou_text,
.thankyou_close,
.contact_layout,
.contact_info_card,
.contact_info_item,
.contact_info_label,
.contact_info_value,
.contact_form_card,
.contact_form_heading,
.contact_form,
.form_row,
.form_group,
.form_group_full,
.form_label,
.form_input,
.form_textarea,
.form_error,
.form_note,
.footer_container,
.footer_inner,
.footer_column,
.footer_logo_light,
.footer_description,
.footer_address,
.footer_heading,
.footer_links,
.footer_link_item,
.footer_link,
.footer_bottom,
.copyright_text,
.cookie_manage_link,
.back_to_top,
.back_to_top_icon,
.back_to_top_path,
.nav_backdrop,
.mobile_nav_cta_wrapper,
.mobile_nav_cta_button {
  box-sizing: border-box;
}

/* Theme tokens and base resets via classes only */
.theme_tokens {
  --color-navy: #10233F;
  --color-blue: #2457A7;
  --color-teal: #16A6A1;
  --color-offwhite: #F7F9FC;
  --color-white: #FFFFFF;
  --color-charcoal: #243247;
  --color-muted: #64748B;
  --color-border: #E2E8F0;
  --shadow-subtle: 0 4px 12px rgba(16, 35, 63, 0.08);
  --radius-sm: 8px;
  --radius-md: 12px;
  --radius-lg: 16px;
  --spacing-xs: 0.5rem;
  --spacing-sm: 1rem;
  --spacing-md: 1.5rem;
  --spacing-lg: 2.5rem;
  --spacing-xl: 4rem;
  --font-sans: system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
}

.page_body {
  margin: 0;
  padding: 0;
  font-family: var(--font-sans);
  background-color: var(--color-offwhite);
  color: var(--color-charcoal);
  line-height: 1.6;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}

.disclosure_banner {
  background-color: var(--color-navy);
  color: var(--color-white);
  padding: 0.75rem 1rem;
  text-align: center;
  font-size: 0.875rem;
  font-weight: 500;
  line-height: 1.4;
}

.header_container {
  background-color: var(--color-white);
  border-bottom: 1px solid var(--color-border);
  padding: 1rem 0;
  position: sticky;
  top: 0;
  z-index: 100;
}

.header_inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1.5rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.header_logo_link {
  display: flex;
  align-items: center;
  text-decoration: none;
}

.header_logo {
  height: 40px;
  width: 187px;
  max-width: 100%;
  display: block;
}

.nav_list {
  display: flex;
  list-style: none;
  margin: 0;
  padding: 0;
  gap: 1.5rem;
}

.nav_item {
  margin: 0;
}

.nav_link {
  text-decoration: none;
  color: var(--color-charcoal);
  font-weight: 500;
  font-size: 0.95rem;
  padding: 0.5rem 0;
  transition: color 0.2s ease;
}

.nav_link_active {
  color: var(--color-blue);
  border-bottom: 2px solid var(--color-teal);
}

.nav_link_hovered {
  color: var(--color-teal);
}

.header_cta_button {
  background-color: var(--color-teal);
  color: var(--color-white);
  border: none;
  padding: 0.6rem 1.2rem;
  border-radius: var(--radius-sm);
  font-weight: 600;
  text-decoration: none;
  font-size: 0.9rem;
  cursor: pointer;
}

.header_cta_button_hovered {
  background-color: #128f8b;
}

.mobile_menu_button {
  display: none;
  background: transparent;
  border: none;
  cursor: pointer;
  padding: 8px;
  width: 44px;
  height: 44px;
  border-radius: var(--radius-sm);
  align-items: center;
  justify-content: center;
  transition: background-color 0.2s ease, transform 0.15s ease;
  z-index: 1001;
  -webkit-tap-highlight-color: transparent;
}

.mobile_menu_button:hover {
  background-color: rgba(16, 35, 63, 0.06);
}

.mobile_menu_button:active {
  transform: scale(0.95);
}

.mobile_menu_button:focus-visible {
  outline: 2px solid var(--color-teal);
  outline-offset: 2px;
}

.hamburger_icon {
  width: 24px;
  height: 18px;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  pointer-events: none;
}

.hamburger_line {
  display: block;
  height: 2.5px;
  width: 100%;
  background-color: var(--color-navy);
  border-radius: 2px;
  transition: transform 0.3s cubic-bezier(0.4, 0, 0.2, 1),
              opacity 0.2s ease,
              background-color 0.3s ease;
  transform-origin: center;
}

.hamburger_open .hamburger_line_top {
  transform: translateY(7.75px) rotate(45deg);
}

.hamburger_open .hamburger_line_middle {
  opacity: 0;
  transform: scaleX(0);
}

.hamburger_open .hamburger_line_bottom {
  transform: translateY(-7.75px) rotate(-45deg);
}

.main_content {
  flex: 1;
  max-width: 1200px;
  margin: 0 auto;
  padding: 2rem 1.5rem;
  width: 100%;
}

.footer_container {
  background-color: var(--color-navy);
  color: var(--color-white);
  padding: 3rem 0 1.5rem;
  margin-top: auto;
}

.footer_inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 1.5rem;
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 2rem;
}

.footer_logo,
.footer_logo_light {
  height: 36px;
  width: 168px;
  max-width: 100%;
  display: block;
  margin-bottom: 1rem;
}

.footer_description {
  font-size: 0.9rem;
  line-height: 1.5;
  color: #CBD5E1;
}

.footer_heading {
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 1rem;
  color: var(--color-white);
}

.footer_links {
  list-style: none;
  padding: 0;
  margin: 0;
}

.footer_link {
  display: block;
  text-decoration: none;
  color: #CBD5E1;
  font-size: 0.9rem;
  padding: 0.25rem 0;
}

.footer_link_hovered {
  color: var(--color-teal);
}

.footer_bottom {
  max-width: 1200px;
  margin: 2rem auto 0;
  padding: 1.5rem 1.5rem 0;
  border-top: 1px solid #334155;
  text-align: center;
  font-size: 0.85rem;
  color: #94A3B8;
}

.copyright_text {
  margin: 0.5rem 0;
}

.cookie_manage_link {
  color: var(--color-teal);
  text-decoration: none;
  font-size: 0.85rem;
}

.preloader_overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  height: 100%;
  background-color: var(--color-navy);
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  z-index: 9999;
  transition: opacity 0.4s ease;
}

.preloader_hidden {
  opacity: 0;
  pointer-events: none;
}

.preloader_logo {
  height: 60px;
  width: auto;
  margin-bottom: 1.5rem;
}

.preloader_text {
  color: var(--color-white);
  font-size: 1.25rem;
  font-weight: 500;
}

.cookie_overlay {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  background-color: var(--color-white);
  border-top: 1px solid var(--color-border);
  box-shadow: 0 -4px 20px rgba(0,0,0,0.1);
  padding: 1.5rem;
  z-index: 1000;
  display: none;
}

.cookie_overlay_visible {
  display: block;
}

.cookie_inner {
  max-width: 800px;
  margin: 0 auto;
}

.cookie_heading {
  font-size: 1.25rem;
  font-weight: 600;
  margin-bottom: 0.75rem;
  color: var(--color-navy);
}

.cookie_text {
  font-size: 0.95rem;
  margin-bottom: 1.25rem;
  color: var(--color-charcoal);
}

.cookie_buttons {
  display: flex;
  gap: 1rem;
  flex-wrap: wrap;
}

.cookie_button {
  padding: 0.7rem 1.2rem;
  border-radius: var(--radius-sm);
  font-weight: 600;
  cursor: pointer;
  border: none;
  font-size: 0.9rem;
}

.cookie_accept {
  background-color: var(--color-teal);
  color: var(--color-white);
}

.cookie_necessary {
  background-color: var(--color-offwhite);
  color: var(--color-charcoal);
  border: 1px solid var(--color-border);
}

.cookie_settings {
  background-color: transparent;
  color: var(--color-blue);
  border: 1px solid var(--color-blue);
}

.back_to_top {
  position: fixed;
  bottom: 2rem;
  right: 2rem;
  background-color: var(--color-blue);
  color: var(--color-white);
  border: none;
  border-radius: 50%;
  width: 48px;
  height: 48px;
  cursor: pointer;
  display: none;
  align-items: center;
  justify-content: center;
  box-shadow: var(--shadow-subtle);
  z-index: 50;
}

.back_to_top_visible {
  display: flex;
}

.back_to_top_icon {
  width: 20px;
  height: 20px;
  fill: currentColor;
}
.footer_disclosure {
  background-color: transparent !important;
  padding: 0.5rem 0;
  font-size: 0.8rem;
  margin: 0.5rem 0;
}

.preloader_overlay {
  background: linear-gradient(135deg, #10233F 0%, #1e3a5f 100%);
}

.preloader_text {
  font-size: 1.5rem;
  letter-spacing: 0.05em;
  font-weight: 500;
}

.header_container {
  position: relative;
}

.header_inner {
  position: relative;
}